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VA Loan Eligibility Guidelines | Maine Real Estate

Thinking of buying a home using your VA Eligibility Certificate? Here are some pointers for picking the right property and reducing the time/effort and cash involved as a buyer. These are red flags that may keep a property from being eligible for this type of loan:

1. Rotten wood around fascia boards, doors, & garage doors

2. Loose or missing handrail on steps

3. Outbuilding in disrepair or unsafe

4. Broken windows or windows that won’t open

5. Garage door opener not working

6. Garage door safety feature not working

7. Exposed wiring

8. Water stains on the ceiling

9. Inaccessible areas of the house such as attic or crawlspace

10. Missing stove, HVAC, hot water heater, or other essentials

11. Hot water, heat and/or power turned off

12. Peeling paint in or on homes built prior to 1978

13. More than 5 acres of land

14. No driveway


** Photo is of a home that I sold to buyers using a VA loan.**

I use this list when looking at homes with VA loans in mind. These are not the only issues but they give you good guidelines when looking and/or writing an offer. All of these issues SHOULD show up on a home inspection.

If you are looking for a home in the greater Lincoln or Dover-Foxcroft area give me a call - I'd be happy to help you find your dream home. 207-290-0371 Carmen

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